With The Business Bank, you can monitor real-time activity in your accounts with “NetTeller,” our free online banking product.

The Business Bank can customize a lockbox service in which your customers mail their invoice payments to a special post office box at the local post office. The receipts are picked up and processed, then we will deposit all checks into your account and forward to you the remittance information. You have many options as to how you receive the daily cash receipts, including an emailed or faxed report.

Earn competitive rates on your excess cash balances. The Business Bank provides you with the ability to automatically transfer a portion of your checking account funds to or from one of three money market funds managed by Federated Investors, Inc., one of the largest and most respected money managers in the world.

Incoming and outgoing ACH items may be annotated with descriptive information referencing invoice or purchase order numbers.

The Business Bank’s cash concentration product allows your company to concentrate cash by electronically pooling funds from numerous branch or subsidiary accounts to a single operating account. This not only helps you manage and maintain funds in numerous checking accounts, it also reduces idle balances, maximizes investment opportunities and improves control and cash forecasting.

This service is valuable for those companies with multiple accounts. Instead of transferring funds to cover payroll expenses, for example, our zero balance account automatically transfers the funds required in the accounts as your checks clear. You will save time in determining the amount of funds to transfer. Zero balance accounts concentrate your cash into a single account which increases your investable balance.

In today’s environment, more and more consumers and businesses are spending with credit cards. With VISA Merchant Card Services, you can serve your customers and increase your cash flow. Credit card payments deposited with The Business Bank are credited to your account quicker than checks. And you get immediate use of these funds.

Features: Flexible Billing Options - Individual and Central - Your Company Name on Card - Your Company Logo, if desired

Visa® Platinum Business Rewards – No annual fee. 0% introductory rate for the first 6 months! Variable APR. Earn 1% unlimited cash back and double rewards. Authorized Officer must be 18 years of age, have a valid U.S. address and SSN.

Visa® Business Travel – $50 company fee (additional employee cards are free). 0% introductory rate for the first 6 months. Variable APR. In addition to 1% unlimited cash back, earn double rewards for travel spend. Authorized Officer must be 18 years of age, have a valid U.S. address and SSN.

Visa® Business – No annual fee. 0% introductory rate for the first 6 months! Variable APR. No rewards. Authorized Officer must be 18 years of age, have a valid U.S. address and SSN.

Account reconciliation services significantly reduce the time-consuming clerical portion of the reconcilement process and strengthens internal cash control. If you issue a high volume of checks each month, The Business Bank’s check reconciliation product allows you to download, from the internet, an electronic file in one of these six (6) formats: